3 Ways to Think Outside the Box and Save Big

Here are three slightly unconventional ways to save. 1. Need a haircut every six weeks? Not comfortable cutting it yourself (I did this for the first time this month and couldn’t have been happier with my self-given, free hair cut)? Check out a beauty school near you. You can often get a haircut for a…

Buying More Stuff Adds Stress And 2 Ways To Stop

Buying more stuff (often) adds stress … no matter how we’ve fooled ourselves to believe otherwise. I’ve written before about how we got debt free during those first couple years of marriage by selling on eBay (click here if you want to read more about that). I had some student loans to pay off and…

I Paid Off My Student Loans FAST While Being a SAHM

I paid off my student loans FAST I sold used designer clothing on eBay, became debt free, and never looked back. My husband and I have been married for 12 years; we’ve had four children in that time. Only the first two years of marriage we had debt. And we paid it off by selling…

Be Debt Free – Three Ways to Start to Save

Be a steward of your life! You can do this! You really can! When spending is what picks you up when you’re down, when you’re anxious, when you’re tired, when you’re tipsy….you’re in trouble, because bills and debt are calling the shots. You can take back control of your life! Now, where to begin? 1….

My Kids (or Some of Them) Are in School, Now How Can I Make Money?

Being a Mom – Balancing Nurturing and Working I have four kids. We live in expensive-cost-of-living/outrageously beautiful Southern California. I love both of those facts about my life but they’ve made me ponder – what can I do? How can I contribute to the monthly income and budget? Three of my kids are in school…

5 Ways to Save for Christmas When You’re Santa to Many

Whether you’re Santa or not, the pressure to buy gifts (and more gifts and more gifts) is strong at Christmastime. How can Christmas expenses be cut down so there’s no debt at Christmas? A couple Christmas budget tips: Swapping gifts with another family. If that family has toys their children no longer play with and…

4 More Proven Ways to Save on Groceries….

Coupons – how many posts have I made on this blog before I’ve come to this word….we think papers and scissors and clutter and mess and time consumption. But think again. I don’t use coupons often (Personally, I found couponing made me spend more….I was seeing advertisements for stuff all day long that I didn’t…