Do You Want to Look Like a Millionaire or Be One?

Reading Chris Hogan’s page this morning, and his question got me thinking about “Do you want to look like a millionaire or be an #EverydayMillionaire?” I write this blog as a mom of four, living in notoriously expensive southern California. In California, cars are loved a lot. And that’s great. But it’s been surprising to see…

3 Ways to Think Outside the Box and Save Big

Here are three slightly unconventional ways to save. 1. Need a haircut every six weeks? Not comfortable cutting it yourself (I did this for the first time this month and couldn’t have been happier with my self-given, free hair cut)? Check out a beauty school near you. You can often get a haircut for a…

Can You Wait 7 Seconds and Save?

My son who’s naturally optimistic and satisfied helped me this weekend  when I started to say “I want” with the thought change to “what am I *grateful* for?” Advertising tempts me to be in the “I want, I want, I want” mode in my brain. Advertising does not succeed by convincing the potential consumer to…

Buying More Stuff Adds Stress And 2 Ways To Stop

Buying more stuff (often) adds stress … no matter how we’ve fooled ourselves to believe otherwise. I’ve written before about how we got debt free during those first couple years of marriage by selling on eBay (click here if you want to read more about that). I had some student loans to pay off and…

Four Questions to Answer to Be Financially Prepared

If we’re supposed to have 6 months savings in an account in case of getting laid off…do you know what that amount should be for *you*? Financial guru, Dave Ramsey, recommends people have 3 to 6 months of savings in an account in case of unemployment, which means that if you didn’t have income coming…

How To Get Started… And Stay Motivated To Save Money

Two favorite things that have worked consistently for us to keep debt free for nearly a decade (we were married in 2007 and have had four children): Write down everything, every single day, that you spend. Setting a reminder on your phone alerting you to be sure to write down what was spent that day…

Be Debt Free While Living in Southern California

Here are 5 ideas that helped me save each month: Switching from a paid service like Audible ($15/month) to a free service called Libby. My husband has a long commute and listens to books and podcasts daily. Entertainment – how much are you spending? How about for one month trying to rent movies and music…