Top Favorite Frugal Gift Ideas

Favorite Frugal Gift Ideas Holiday gift giving can add to the magic of the season, but only if the bills don’t follow you into January. Thrifty, FUN Gift Ideas Start Here What if the gifts you give this Christmas can enhance your time with family and make for a less stressful, happier vacation without breaking the…

How To Prepare For a New Baby On a Budget

You’re pregnant? Borrow borrow borrow! Where To Begin No, I’m not suggesting borrowing money or going into debt or overspending. I’m talking about preparing for a baby’s arrival and BORROWING what you’re in need of. That’s a first, doable step in preparing for a new baby. We all read the statistics of how much of…

Traveling On A Budget – Magical, Unforgettable, Cash-flowed Travel

Priorities And Your List of Dreams Traveling has always been a priority for me. When I was about 12 years old, I received a daily email with an inspiration. One day the inspiration was, “see everything outside your front doorstep through a tourist’s eyes”. I’ve loved that and try to keep it in mind.  (Here’s…

How to Make a Budget

Make This Money Measurement Called a Budget in 30 Minutes No need to be intimidated. You can have this measurement showing you where your money is going in no time! A budget measures what money you have coming in, and it will also show you where each dollar is going. Ever get to the end…

What Are Ways You Can Spend Less

What Are Some Great Ways to Spend Less? Spending less doesn’t mean having a drabby life. Far from it! Let’s make saving doable. Spending less than you make is the tool to financial freedom, peace of mind, resilience in crisis, and offers the opportunity to live and give generously. Avoid Avoid going to the mall…

Ideas for Entertaining On a Budget

Don’t worry about others’ judgments, about the dishes others would serve. Don’t worry about the decorations other people used at their parties. If you can, silence all of that! Your budget (and your peace of mind) will thank you! Be brave.